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Grab yourself a Goal

So grab that notebook and pen and sit yourself down beside me for a wee while ……………. lets talk goals! Now – this is not “Big Bad Goals” time – no “Dream Bigger than you have ever dreamed” – that’s the...

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Set up A “Squirrel Account”

A what? A Squirrel account!! Well it makes sense to me   You see this chappie: Works all through the abundant times stashing a nut here, an acorn there ready for the tough times ahead.  Its one little...

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Set A Date!!

The more I mentor people in getting their finances in order, the more I realise  that the most important thing that shows me how successful they will be is in  how they react to this one question....

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Bringing the Family on Board – or not

Hands down this is the most common challenge that someone who has decided to put in the work and get Debt Free seems to encounter.  The “How do I get my family to support what I am doing?” question....

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CSI Cupar – part one

Good evening my lovelies – running a little late tonight as DS2 came out of school grumbling about a sore ear.  Now – you Mummy’s know exactly what that means don’t you???  A raging temperature, a...

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Horrible Mum!!!

So this week I was convinced that I was totally “in the loop” when it came to the wee red-heads school. We have received the Newsletter with all the important dates on it – when they need to dress up,...

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Who wants to be a Millionaire???

I’m not even joking BTW!!!!   I am DEADLY serious!!! Today I have been working with a local family where as usual there is one who is a spender and one who is a saver. Mrs C feels that there is no...

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Back on the Frugal Train – Toot Toot!!

Monday – Bah!! And I am skinty! Double Bah!!!  And the Car Tax Reminder came through today – Triple Bah!!! Didn’t stop me having a pretty frugalicious day though …. today I was the grateful recipient...

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Some Days …..

…………… it can get a bit like “Ground Hog Day” here!!! I’m beginning to realise that although every family has a different “Debt Story” there are certain themes that play over and over again. One of my...

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When you reach Crisis Point ….friends rock!

Everything was going to plan .. the kids were in the car and heading to Grandmas for a “Halloween Tea” …. my Mum has decorated her living room as a surprise to the little red-head and if she wants to...

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